Clearing Number
The Swedish clearing number is a 4 or 5-digit code that identifies the bank and branch for domestic transfers. It prefixes the account number and is used by Bankgirot, the Swedish central clearing system for retail payments.
At a glance
Country
Sweden
Identifier
CLR
Format
4–5 digits
Used for
Domestic transfers
Format breakdown
5000
Clearing Number
1–4
Bank and branch identifier
5
Extended
5
Additional digit for Swedbank/savings banks
How CLR works
The clearing number identifies the bank and sometimes the branch. For most banks it is 4 digits, but Swedbank and some savings banks use 5 digits. The clearing number is required for all domestic transfers alongside the account number.
Where to find yours
In your online banking app, on your bank statement, or on your bank's website. It is the first 4–5 digits of your full account number.
Payment systems in Sweden
| System | Speed | Description |
|---|---|---|
| Bankgirot | 1 business day | Central clearing for salary, bills, and B2B payments |
| BiR (Payments in Real-time) | Instant | Real-time domestic transfers between Swedish banks |
| Swish | Instant | Mobile P2P payments used by over 8 million Swedes |
Major banks in Sweden
Good to know
Clearing number ranges: 1100–1199 = Nordea, 3000–3399 = Nordea, 5000–5999 = SEB, 6000–6999 = Handelsbanken, 7000–7999/8000–8999 = Swedbank.
Swish is the dominant P2P payment method — it uses your phone number instead of a clearing number.
Swedbank and savings banks use 5-digit clearing numbers; all other banks use 4 digits.
Related tools
Other countries
Frequently asked questions
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