Transit Number
Jamaica uses transit numbers to identify bank branches for domestic transfers. The Bank of Jamaica (BOJ) operates the national payment system, including the JamClear real-time gross settlement system and the ACH Jamaica for batch payments.
At a glance
Country
Jamaica
Identifier
Transit
Format
8–9 digits
Used for
Domestic transfers
Format breakdown
001
Bank Code
1–3
Bank identifier (BOJ assigned)
00001
Branch Code
4–8
Branch identifier
How Transit works
The transit number consists of a bank code and branch identifier. For domestic transfers, you need the transit number and account number. JamClear handles large-value real-time payments, while ACH Jamaica processes retail batch transactions.
Where to find yours
On your cheque (usually printed alongside the account number), in your online banking app, or by visiting your bank branch.
Payment systems in Jamaica
| System | Speed | Description |
|---|---|---|
| JamClear RTGS | Real-time | Jamaica's real-time gross settlement system for large-value payments |
| ACH Jamaica | Same day | Automated clearing house for salary payments, bill payments, and retail transfers |
| JamClear CSD | 1 business day | Central securities depository for government securities settlement |
Major banks in Jamaica
Good to know
NCB (National Commercial Bank) is the largest bank in Jamaica by assets and branch network.
The Jamaican Dollar (JMD) is the local currency, but USD transactions are common.
JamClear replaced the older payment system in 2009 and processes all high-value interbank settlements.
Related tools
Other countries
Frequently asked questions
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