Bank Code
Myanmar banks are identified by a 4-digit code assigned by the Central Bank of Myanmar (CBM). These codes are used for interbank transfers through CBM Net, the national real-time gross settlement system launched to modernize the payment infrastructure.
At a glance
Country
Myanmar
Identifier
BC
Format
4 digits
Used for
Domestic transfers
Format breakdown
0002
Bank Code
1–4
Institution (e.g. 0002 = KBZ Bank)
001
Branch Code
Separate
Branch identifier
How BC works
The 4-digit bank code identifies the financial institution. CBM Net processes high-value interbank transfers in real time, while Myanmar Payment Union handles retail electronic payments and mobile banking interoperability.
Where to find yours
In your mobile banking app, at your bank branch, or on the Central Bank of Myanmar website.
Payment systems in Myanmar
| System | Speed | Description |
|---|---|---|
| CBM Net | Real-time | Central Bank of Myanmar real-time gross settlement for interbank payments |
| MPU | Instant | Myanmar Payment Union for card payments and interbank switching |
| Wave Money / KBZPay | Instant | Leading mobile money services for P2P and merchant payments |
Major banks in Myanmar
Good to know
KBZPay is the most widely used mobile payment platform in Myanmar.
CBM Net is primarily for high-value interbank settlements — retail transfers typically go through MPU.
Mobile money services like Wave Money serve a large unbanked population across rural areas.
Related tools
Other countries
Frequently asked questions
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