Bankleitzahl
The Bankleitzahl (BLZ) is an 8-digit code identifying German banks and their branches. While largely replaced by IBAN for transfers, BLZ numbers are still embedded within German IBANs and used for internal bank identification.
At a glance
Country
Germany
Identifier
BLZ
Format
8 digits
Used for
Domestic transfers
Format breakdown
1
Clearing Area
1
Regional clearing zone
00
Location
2–3
City or area
00000
Bank ID
4–8
Institution identifier
How BLZ works
The first digit indicates the clearing area (corresponding to German states), digits 2–3 identify the location, and digits 4–8 identify the specific bank. The Bundesbank maintains the official directory.
Where to find yours
Embedded in your IBAN (digits 5–12), on bank statements, or via the Bundesbank's online BLZ directory.
Payment systems in Germany
| System | Speed | Description |
|---|---|---|
| SEPA Instant | Under 10 seconds | Euro transfers across 36 countries, up to €100K |
| SEPA Credit Transfer | 1 business day | Standard euro transfers across Europe |
| TARGET2 | Same day | High-value interbank settlement |
Major banks in Germany
Good to know
You almost never need to use a BLZ directly — it is embedded in your IBAN.
German IBANs are 22 characters: DE + 2 check digits + 8-digit BLZ + 10-digit account number.
SEPA transfers use IBAN only — no BLZ or SWIFT code required for eurozone payments.
Related tools
Other countries
Frequently asked questions
Don't see the answer you're looking for? Get in touch.
Apply in less than 10 minutes today
Join the 5,000+ businesses already using Slash.