IBAN
Bahrain uses a 22-character IBAN for domestic and international transfers. The Central Bank of Bahrain (CBB) oversees the payment infrastructure, including the EFTS (Electronic Fund Transfer System) for interbank settlements.
At a glance
Country
Bahrain
Identifier
IBAN
Format
22 characters
Used for
Domestic transfers
Format breakdown
BH
Country Code
1–2
ISO country code for Bahrain
67
Check Digits
3–4
IBAN checksum validation
BMAG
Bank Code
5–8
Bank identifier (4 chars)
00001299123456
Account Number
9–22
Customer account number
How it works
The Bahraini IBAN starts with "BH" followed by 2 check digits and an 18-character BBAN consisting of a 4-character bank code and a 14-character account number. The EFTS provides real-time settlement for high-value payments.
Where to find yours
In your online banking portal, on bank statements, on your debit card documentation, or by contacting your bank branch.
Payment systems in Bahrain
| System | Speed | Description |
|---|---|---|
| EFTS | Real-time | Electronic Fund Transfer System — real-time gross settlement operated by the CBB |
| Fawri+ | Instant | Instant payment service for retail and P2P transfers |
| Fawri | Same day | Low-value batch payment service for payroll and bill payments |
Major banks in Bahrain
Good to know
Fawri+ allows instant transfers between Bahraini banks and is widely used for P2P payments.
Bahrain uses the Bahraini Dinar (BHD), which is one of the highest-valued currencies in the world.
Bahrain is a major financial hub in the Gulf region with a well-developed banking sector overseen by the CBB.
Related tools
Other countries
Frequently asked questions
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