IBAN
Oman uses a 23-character IBAN for domestic and international banking transactions. The Central Bank of Oman (CBO) manages the national payment systems, including real-time gross settlement and the automated clearing house.
At a glance
Country
Oman
Identifier
IBAN
Format
23 characters
Used for
Domestic transfers
Format breakdown
OM
Country Code
1–2
ISO country code for Oman
04
Check Digits
3–4
IBAN checksum validation
010
Bank Code
5–7
Bank identifier (3 digits)
0000001234567890
Account Number
8–23
Customer account number
How it works
The Omani IBAN starts with "OM" followed by 2 check digits and a 19-character BBAN consisting of a 3-digit bank code and a 16-digit account number. The CBO operates the RTGS system for high-value transfers and ACH for retail payments.
Where to find yours
In your online or mobile banking app, on bank statements, or by visiting your bank branch.
Payment systems in Oman
| System | Speed | Description |
|---|---|---|
| CBO RTGS | Real-time | Real-time gross settlement system for high-value interbank transfers |
| ACH Oman | Same day | Automated clearing house for batch payments, payroll, and bill payments |
| Mobile Payment Clearing | Instant | Instant mobile payment system for P2P and retail transfers |
Major banks in Oman
Good to know
Bank Muscat is the largest bank in Oman by assets and market capitalization.
Oman uses the Omani Rial (OMR), which is pegged to the US dollar at a fixed rate.
Always use the full 23-character IBAN for both domestic and international transfers to avoid processing delays.
Related tools
Other countries
Frequently asked questions
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