Cogent Bank Routing Number: Florida Digital Banking Guide

What is the Cogent Bank routing number?

Cogent Bank uses routing number 067015860. Cogent Bank is an FDIC-insured commercial bank headquartered in Orlando, Florida, that offers digital banking services for businesses and individuals across the state and nationwide.

Founded with a focus on technology-driven banking, Cogent Bank provides commercial and residential lending, business checking and savings accounts, and treasury management services. The bank emphasizes personalized service through a digital-first model.

How to find your Cogent Bank routing number

Log into Cogent Bank's online banking portal and navigate to your account details. Your routing number (067015860) and account number are displayed in the account information section.

The routing number also appears on Cogent Bank checks and account statements. As a single-charter bank based in Florida, all Cogent Bank accounts use the same routing number.

Cogent Bank wire and ACH transfers

Cogent Bank supports both ACH and wire transfers for business and personal accounts. Use routing number 067015860 for incoming ACH deposits and domestic wire transfers.

Outgoing wire transfers can be initiated through online banking. Cogent Bank also supports international wires for businesses with cross-border payment needs. Wire transfer fees apply based on transaction type and destination.

Cogent Bank business services

Cogent Bank offers business checking accounts, commercial real estate loans, SBA lending, and lines of credit. The bank is known for its competitive rates on commercial deposits and lending products.

Treasury management services are available for larger businesses, including remote deposit capture, ACH origination, and cash management tools. Cogent Bank combines traditional banking with a technology-forward approach.

Business banking with Slash

Cogent Bank provides solid commercial banking in Florida. For businesses that want a modern digital platform, Slash offers unlimited virtual cards, up to 2% cashback, automated expense management, and integrated accounting tools — all accessible from anywhere.

While Cogent Bank serves Florida-based businesses with traditional commercial banking, Slash provides a nationwide platform with real-time spend tracking, multi-entity support, and streamlined financial operations for growing companies.