Citizens State Bank Routing Number: Complete Guide

What is the Citizens State Bank routing number?

Citizens State Bank uses routing number 071025661 for ACH transfers and direct deposits. Citizens State Bank is a common name among community banks in the Midwest, with independent institutions operating in states like Illinois, Indiana, Wisconsin, Iowa, and Texas.

Since many banks share the Citizens State Bank name, your routing number depends on which specific institution holds your account. Verify your routing number by checking your checks or logging into online banking.

How to find your Citizens State Bank routing number

The routing number for Citizens State Bank is printed on the bottom-left corner of your checks. It is the first set of nine digits, followed by your account number.

You can also access your routing number through online banking or by calling your local Citizens State Bank branch. If your branch was part of a merger, your routing number may have been updated.

Citizens State Bank wire transfers

Domestic wire transfers through Citizens State Bank require the routing number, your account number, and the full name on the account. Contact your branch to initiate a wire and confirm the processing deadline.

For international wire transfers, you will need a SWIFT code in addition to the domestic routing number. Reach out to your Citizens State Bank location for specific international wire instructions.

Citizens State Bank direct deposit

To set up direct deposit, provide your employer with routing number 071025661 and your Citizens State Bank account number. Direct deposits are generally posted on the scheduled pay date.

These details also work for receiving tax refunds, government benefits, pension payments, and other recurring ACH transfers. Confirm your routing number with the bank before providing it to third parties.

Business banking with Slash

Citizens State Bank offers dependable community banking across the Midwest. For businesses seeking modern financial infrastructure, Slash provides full ACH and wire transfer support, unlimited virtual cards, real-time expense tracking, and up to 2% cashback on card spend.

While Citizens State Bank excels at local service, Slash is designed for businesses that need scalable operations — with multi-user access, spend controls, and native integrations with QuickBooks and other accounting platforms.