Citizens Business Bank Routing Number: California Commercial Banking Guide

What is the Citizens Business Bank routing number?

Citizens Business Bank uses routing number 122234149 for ACH transactions, direct deposits, and electronic payments. The bank is a subsidiary of CVB Financial Corp and is headquartered in Ontario, California.

Citizens Business Bank operates over 60 business financial centers across California and focuses primarily on serving small and mid-sized businesses. Founded in 1974, the bank has grown into one of the largest community business banks in the state.

How to find your Citizens Business Bank routing number

Your Citizens Business Bank routing number is printed on the bottom-left corner of your checks. It can also be found through online banking or the mobile app under account settings or account details.

Since Citizens Business Bank operates exclusively in California, routing number 122234149 applies to all accounts regardless of which branch opened the account.

Citizens Business Bank direct deposit

Set up direct deposit by providing your employer or payroll provider with routing number 122234149 and your account number. Citizens Business Bank processes payroll deposits, tax refunds, and vendor payments through the ACH network.

The bank also supports ACH origination for business clients, allowing companies to send payroll, vendor payments, and collections electronically through their business banking platform.

Citizens Business Bank wire transfers

Citizens Business Bank supports domestic wire transfers through the Fedwire system. Same-day processing is available for wires initiated before the daily cutoff time, with standard banking fees applied.

International wire transfers are also available for both incoming and outgoing transactions. Contact your Citizens Business Bank relationship manager for current fees, exchange rates, and required documentation for international wires.

Business banking with Slash

Citizens Business Bank provides relationship-driven commercial banking focused on California businesses. For companies seeking a digital-first banking experience, Slash offers dedicated business accounts with unlimited virtual cards, real-time spend tracking, and automated expense categorization.

Slash complements traditional business banking with modern financial tools including multi-user access, granular approval workflows, native accounting integrations, and comprehensive ACH and wire transfer capabilities.