Capitol Federal Routing Number: Kansas Banking Guide

What is the Capitol Federal Savings routing number?

Capitol Federal Savings uses routing number 101000695 for all ACH transactions and electronic transfers. Capitol Federal Savings Bank is a federally chartered savings bank headquartered in Topeka, Kansas, operating as a subsidiary of Capitol Federal Financial Inc.

Founded in 1893, Capitol Federal is one of the largest banks in Kansas with over $9 billion in assets. The bank focuses on residential mortgage lending, retail deposit gathering, and personal banking services, with branches throughout Kansas and Missouri.

How to find your Capitol Federal routing number

Routing number 101000695 is printed on the bottom-left of your Capitol Federal checks. You can also find it through Capitol Federal online banking or the CapFed mobile app by navigating to your account details.

All Capitol Federal branch locations across Kansas and Missouri use the same routing number. Customer service and branch staff can verify your routing number and help you set up electronic transfers.

Capitol Federal direct deposit and ACH

Set up direct deposit by providing your employer with Capitol Federal routing number 101000695 and your account number. Capitol Federal processes payroll, Social Security, pension, and government benefit deposits through standard ACH processing.

Capitol Federal supports ACH services including automated bill payments, recurring transfers, and external account transfers. Online and mobile banking tools allow you to schedule and manage electronic payment workflows.

Capitol Federal wire transfers

Capitol Federal supports domestic wire transfers using routing number 101000695. Wire transfers can be initiated at branch locations or through the wire department. Incoming domestic wires typically post on the same business day.

For international wire transfers, contact your Capitol Federal branch for details on fees, processing timelines, and required recipient information. The bank provides guidance on cross-border payment requirements.

Business banking with Slash

Capitol Federal Savings provides dependable community banking in Kansas and Missouri. For businesses seeking a modern digital platform, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time financial visibility from a single dashboard.

Slash empowers businesses with multi-entity management, team spending controls, native accounting integrations, and up to 2% cashback on card spend — ideal for companies looking to modernize their banking operations.