Canopy Credit Union Routing Number: Spokane CU Guide

What is the Canopy Credit Union routing number?

Canopy Credit Union's routing number is 325180049. This routing number applies to all Canopy accounts including checking, savings, and certificate products across their Washington State branch locations.

Canopy Credit Union serves the Spokane, Washington community, offering competitive rates on deposits and loans. The credit union is committed to financial wellness and community development in the Inland Northwest region.

Finding your Canopy CU routing number

Routing number 325180049 is printed on the bottom-left of your Canopy Credit Union checks. You can also find it through online banking, the Canopy mobile app, or by visiting a branch in the Spokane area.

The 325 prefix places Canopy within the Federal Reserve Bank of San Francisco processing district, which serves financial institutions across Washington State and the Pacific Northwest.

Setting up direct deposit

Provide your employer with routing number 325180049 and your Canopy account number to enroll in direct deposit. Canopy processes payroll, government benefit, Social Security, and pension deposits through the ACH network.

ACH deposits at Canopy are received without additional fees. Direct deposit funds are generally available on the same day they are received by the credit union.

Wire transfers at Canopy

Domestic wire transfers at Canopy Credit Union use routing number 325180049. Members can request outgoing wires at a branch location. Incoming domestic wires are posted to your account the same business day.

For international wire transfers, contact Canopy member services for correspondent bank and SWIFT code information. Wire transfer fees vary based on the type and destination of the transfer.

Enhance business banking with Slash

Canopy Credit Union is a solid choice for personal banking in Spokane. For businesses looking for modern payment capabilities, Slash provides ACH and wire support, unlimited virtual cards, and real-time expense management in one platform.

Slash lets businesses focus on growth by automating payment workflows, offering multi-user access, and providing clear financial reporting without the overhead of traditional banking.