Bank of Utah Routing Number: Utah Banking Guide

What is the Bank of Utah routing number?

Bank of Utah uses routing number 124300327 for all ACH transactions and electronic transfers. Headquartered in Ogden, Utah, Bank of Utah is one of the state's largest independently owned community banks, serving customers through branch locations across northern and central Utah.

Founded in 1952, Bank of Utah has grown to manage over $3 billion in assets while maintaining its commitment to community banking. The bank provides a full range of personal and commercial banking services, including trust and wealth management services.

How to find your Bank of Utah routing number

The routing number 124300327 appears on the bottom-left corner of your Bank of Utah checks, followed by your account number and check number. It is also available in your online banking dashboard under account details.

Bank of Utah's mobile app displays your routing and account information in the account settings section. You can also confirm your routing number by contacting Bank of Utah customer service or visiting any branch location in Utah.

Bank of Utah direct deposit and ACH

Set up direct deposit by providing your employer with Bank of Utah routing number 124300327 and your account number. Bank of Utah processes payroll and government deposits on standard ACH schedules, with funds typically available on the designated pay date.

Bank of Utah supports both incoming and outgoing ACH transfers, including bill pay, automated savings transfers, and external account linking. Their online banking platform provides tools for scheduling and managing recurring payments.

Bank of Utah wire transfers

Bank of Utah facilitates domestic wire transfers using routing number 124300327. Wire transfers can be initiated at any branch or by contacting the wire department. Incoming wires typically settle on the same business day when received before the processing cutoff.

International wire transfers are available through Bank of Utah for cross-border payments. Contact your local branch for specific fees, exchange rates, and documentation requirements for international transfers.

Business banking with Slash

Bank of Utah provides solid community banking throughout the state. For businesses that need modern financial tools beyond traditional banking, Slash delivers instant ACH and wire transfers, unlimited virtual cards, automated expense categorization, and real-time cash flow dashboards.

Slash is designed for growing businesses with multi-entity management, team spending controls, native accounting integrations, and up to 2% cashback on card spend — all from a digital platform that doesn't require branch visits.