BNY Mellon Routing Number: Institutional Banking Guide

What is the BNY Mellon routing number?

The Bank of New York Mellon uses routing number 021000018 for ACH transactions, wire transfers, and electronic payments. BNY Mellon is one of the oldest and largest financial institutions in the United States, headquartered in New York City.

Founded in 1784 by Alexander Hamilton, BNY Mellon is the result of the 2007 merger between The Bank of New York and Mellon Financial Corporation. The bank is primarily an institutional financial services company, serving corporations, governments, and high-net-worth individuals with custody, clearing, and asset servicing.

How to find your BNY Mellon routing number

BNY Mellon routing number 021000018 is used for domestic ACH and wire transfers. Because BNY Mellon primarily serves institutional clients rather than retail consumers, routing information is typically provided through relationship managers or treasury service portals.

If you hold a BNY Mellon account through a brokerage, trust, or corporate treasury relationship, confirm the correct routing number through your account documentation or by contacting your dedicated service representative.

BNY Mellon wire transfers

BNY Mellon is one of the largest wire transfer processors in the world, handling trillions of dollars in daily settlement and clearing activity. Routing number 021000018 is used for domestic Fedwire transactions.

As a major correspondent bank, BNY Mellon processes wire transfers for thousands of other financial institutions. The bank supports both domestic and international wire transfers, with extensive SWIFT connectivity for cross-border payments.

BNY Mellon custody and clearing services

BNY Mellon is the largest custodian bank globally, with trillions of dollars in assets under custody. The bank provides securities settlement, trade clearing, and asset servicing for institutional investors worldwide.

Many investors interact with BNY Mellon indirectly through mutual funds, ETFs, and pension plans that use BNY Mellon as their custodian. The routing number may appear on transactions related to these custodial accounts.

Business banking with Slash

BNY Mellon serves large institutions and corporations with specialized custody and clearing services. For small and mid-sized businesses that need accessible modern banking, Slash offers dedicated business accounts with unlimited virtual cards, automated expense management, and integrated ACH and wire transfers.

Slash provides the payment infrastructure and financial controls that growing companies need without the complexity and minimums associated with institutional banking platforms.