Andrews Federal Credit Union Routing Number: Military Banking Guide

What is the Andrews Federal Credit Union routing number?

Andrews Federal Credit Union uses routing number 254074581 for ACH transactions, direct deposits, and electronic fund transfers. This routing number applies to all Andrews FCU members regardless of branch location or account type.

Andrews Federal Credit Union was established in 1948 to serve military personnel and Department of Defense civilians at Joint Base Andrews in Maryland. Today it serves over 130,000 members worldwide with branches in Maryland, Virginia, Washington D.C., and even overseas locations in Belgium and the Netherlands.

How to find your Andrews FCU routing number

You can find your Andrews FCU routing number in the mobile app or online banking platform under your account details. The routing number is also printed at the bottom-left of any checks issued by the credit union.

For deployed military members who may not have easy access to online banking, Andrews FCU member services can provide routing and account information over a secure phone line.

Andrews FCU direct deposit for military pay

Andrews FCU is set up to receive military pay via the Defense Finance and Accounting Service (DFAS). Service members can configure allotments through myPay using routing number 254074581 and their Andrews FCU account number.

Direct deposit through Andrews FCU typically posts on the standard military pay schedule. The credit union also supports split deposits for members who want to automatically fund savings or investment accounts each pay period.

Andrews FCU wire transfers and overseas banking

Andrews FCU supports domestic and international wire transfers, which is especially important for members stationed overseas. Domestic wires are processed through Fedwire and typically settle the same business day if submitted before the cutoff time.

International wire transfers from Andrews FCU can be initiated online or at a branch. The credit union offers competitive exchange rates for members sending funds to or from their overseas duty stations.

Business banking with Slash vs. Andrews FCU

Andrews FCU provides solid personal banking for military families and DoD employees. For veteran-owned businesses or military-affiliated companies that need robust financial tools, Slash offers dedicated business accounts with full ACH and wire capabilities, unlimited virtual cards, and automated expense management.

Slash is built for business operations at scale — with features like multi-entity account structures, real-time transaction tracking, and native integrations with popular accounting platforms.