Citizens National Bank Routing Number: Complete Guide

What is the Citizens National Bank routing number?

Citizens National Bank uses routing number 111322994 for ACH transfers and direct deposits. Citizens National Bank is a community bank based in Texas, providing personal banking, business banking, and lending services to customers throughout the region.

Multiple banks across the country share the name Citizens National Bank. This routing number applies specifically to Citizens National Bank in Texas. Always confirm your routing number through your own bank to ensure accuracy.

How to find your Citizens National Bank routing number

Your routing number is located at the bottom-left corner of your personal checks. The first nine digits represent the routing number, followed by your account number and check number.

You can also find your routing number by logging into Citizens National Bank online banking or contacting customer service directly. If you have accounts at multiple Citizens National Bank branches, verify each account individually.

Citizens National Bank wire transfers

For domestic wire transfers, you will need the Citizens National Bank routing number, your account number, and the account holder name. Visit your branch or call customer service to initiate a wire transfer.

International wire transfers require a SWIFT code in addition to the domestic routing number. Contact Citizens National Bank for the current SWIFT code, processing times, and fee information for international wires.

Citizens National Bank direct deposit

To set up direct deposit, give your employer routing number 111322994 and your Citizens National Bank account number. Direct deposits are typically available on the morning of your scheduled pay date.

You can also receive government benefits, tax refunds, and other recurring ACH payments using these banking details. Contact the bank for help setting up automatic deposits.

Business banking with Slash

Citizens National Bank delivers reliable community banking for Texas businesses. For companies looking for a modern banking platform, Slash offers full ACH and wire transfer support, unlimited virtual cards, real-time expense tracking, and up to 2% cashback.

While Citizens National Bank provides personalized local service, Slash is built for businesses that need scalable, digital-first operations — with multi-user access, granular spend controls, and native accounting integrations.