021000021
View detailsWhat is the Citizens Bank routing number?
Citizens Financial Group is headquartered in Providence, Rhode Island and is one of the oldest and largest retail banks in the northeastern United States. Originally a subsidiary of the Royal Bank of Scotland, Citizens became an independent publicly traded company in 2015. The bank operates over 1,000 branches across 14 states, with routing numbers that vary by state — reflecting both its New England roots and its expansion into the Mid-Atlantic and Midwest through acquisitions including Charter One.
Citizens Bank routing numbers by state
- Connecticut: 011101140
- Delaware: 031101143
- Massachusetts: 011500120
- Michigan: 072405455
- New Hampshire: 011401533
- New Jersey: 036076150
- New York: 021313103
- Ohio: 241070417
- Pennsylvania: 036076150
- Rhode Island: 011500120
- Vermont: 021313103
Former Charter One customers in Ohio, Michigan, and other Midwest states should verify their current routing number — some accounts were migrated during the rebranding. Confirm through Citizens online banking, the mobile app, or by calling 1-800-922-9999.
Wire transfers
Citizens Bank's domestic wire routing number is 011500120, used nationwide. For incoming international wires, the SWIFT code is CTZIUS33. Domestic wires submitted before 4:00 PM ET typically settle the same business day. Standard outgoing domestic wire fees are $30, with reduced fees for Citizens Private Client accounts.
Where to find your routing number
In the Citizens mobile app, select your account and view the account and routing number section. Online at citizensbank.com, log in and navigate to account details. On checks, it's the nine-digit number on the bottom-left edge. Citizens also provides routing number information on their customer support pages. If you hold accounts in multiple states, each may have a different routing number.
How Slash empowers business payment operations
Business banking at regional banks like Citizens often means limited geographic reach and branch-dependent service. Slash offers a nationwide alternative built for digital-first operations — unified ACH and wire payments, real-time transaction visibility, unlimited virtual cards, and integrations with your accounting software. No state-specific routing numbers to manage, the same banking infrastructure regardless of where your business operates.
