Citizens Bank Routing Number: Northeast and Midwest Guide

What is the Citizens Bank routing number?

Citizens Financial Group, headquartered in Providence, Rhode Island, is one of the oldest and largest retail banks in the northeastern United States. Originally a subsidiary of the Royal Bank of Scotland, Citizens became an independent publicly traded company in 2015. The bank operates over 1,000 branches across 14 states, with routing numbers that vary by state.

Citizens Bank's routing numbers reflect both its New England roots and its expansion into the Mid-Atlantic and Midwest through acquisitions of Charter One and other regional institutions.

Citizens Bank routing numbers by state

Connecticut: 011101140. Delaware: 031101143. Massachusetts: 011500120. Michigan: 072405455. New Hampshire: 011401533. New Jersey: 036076150. New York: 021313103. Ohio: 241070417. Pennsylvania: 036076150. Rhode Island: 011500120. Vermont: 021313103.

Former Charter One customers in Ohio, Michigan, and other Midwest states should verify their current routing number, as some accounts were migrated during the rebranding. Check through Citizens online banking, the mobile app, or by calling 1-800-922-9999.

Citizens Bank wire transfer routing number

Citizens Bank's domestic wire transfer routing number is 011500120. For incoming international wires, the SWIFT code is CTZIUS33.

Domestic wire transfers submitted before the 4:00 PM ET cutoff typically settle the same business day. Citizens charges $30 for domestic outgoing wires on standard accounts, with reduced fees for Citizens Private Client accounts.

Finding your Citizens Bank routing number

In the Citizens mobile app, select your account and view the account and routing number section. Online at citizensbank.com, log in and navigate to your account details. Physical checks carry the routing number on the bottom-left edge.

Citizens also provides routing number information on their customer support pages. If you hold accounts in multiple states, each account may have a different routing number.

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