Union Bank of India SWIFT Code: UBININBB

The SWIFT/BIC code for Union Bank of India is UBININBB. UBIN identifies the bank, IN stands for India, and BB is the location code. Union Bank of India is headquartered in Mumbai.

Union Bank of India became one of India's largest public sector banks after its 2020 merger with Andhra Bank and Corporation Bank. The combined entity operates over 8,700 branches and serves millions of retail, MSME, and corporate clients across India.

Post-Merger Operations and NRI Services

Following the three-way merger, Union Bank of India consolidated its international operations under the UBININBB code. The bank maintains overseas branches and representative offices in Hong Kong, Dubai, Sydney, and Antwerp, primarily serving NRI banking and trade finance functions.

NRI customers can receive international wires into NRE (Non-Resident External), NRO (Non-Resident Ordinary), and FCNR (Foreign Currency Non-Resident) accounts. The Gulf-to-India remittance corridor — particularly SAR-INR, AED-INR, and KWD-INR — is a high-volume route through Union Bank.

Union Bank Wire Transfer Costs

Union Bank of India charges INR 100 to INR 500 for incoming international wires based on the transfer amount. Outgoing international wires cost INR 750 to INR 1,500 plus applicable GST. The bank uses the RBI reference rate as the baseline for USD-INR and EUR-INR conversions.

For trade finance — including letters of credit for gems, jewelry, textiles, and agricultural exports — fees are calculated as a percentage of the transaction value. Senders should include the recipient's IFSC code alongside UBININBB for correct branch-level routing within India.

How Slash fits in

Slash monitors your Union Bank of India payment flows, including Gulf remittances, trade finance settlements, and NRI account transactions. Every wire through UBININBB is tracked with INR conversion details and branch routing confirmations.

Union Bank of India SWIFT Code: UBININBB