Punjab National Bank SWIFT Code: PUNBINBB

The SWIFT/BIC code for Punjab National Bank (PNB) is PUNBINBB. PUNB identifies PNB, IN stands for India, and BB is the New Delhi location code. This code routes international wire transfers to PNB accounts across India.

Punjab National Bank is India's second-largest public sector bank, founded in 1894 in Lahore (now in Pakistan). After the 2020 merger with Oriental Bank of Commerce and United Bank of India, PNB operates over 10,000 branches. Headquarters moved to New Delhi after Partition in 1947.

Routing Wires to PNB Branches Across India

Given PNB's massive branch network, senders must include the correct IFSC code alongside the SWIFT code PUNBINBB. The IFSC code identifies the specific branch for final credit. Without it, wires may be held at PNB's head office for manual routing.

PNB charges INR 200 to INR 750 for incoming international wires. USD and GBP transfers from the US and UK settle within 2 to 3 business days. Transfers in AED and SAR from the Gulf states settle in 1 to 2 business days due to direct correspondent links.

Agricultural and Rural Banking Focus

PNB has the deepest rural branch penetration among Indian banks. A large share of inbound remittances through PUNBINBB are personal transfers from India's diaspora to family members in Punjab, Haryana, and Uttar Pradesh.

The bank also processes agricultural commodity payments — India is a major exporter of rice, spices, and cotton. Trade-related wires for these commodities frequently route through PNB due to the bank's strong ties to agrarian north India.

How Slash fits in

Slash captures PNB wire transfers and maps them alongside your broader Indian banking relationships. Remittance and trade payment flows through PUNBINBB are tracked with full FX detail for accounting and compliance reporting.

Punjab National Bank SWIFT Code: PUNBINBB