Habib Bank SWIFT Code: HABBUS33

Habib Bank SWIFT Code: HABBUS33

The SWIFT/BIC code for Habib Bank (New York branch) is HABBUS33. HABB identifies Habib Bank Limited, US stands for the United States, and 33 is the New York location code. This code routes international wire transfers to Habib Bank accounts in the US.

Habib Bank Limited is Pakistan's largest commercial bank and maintains a New York branch to serve the Pakistani and South Asian diaspora. The NY branch operates under a New York State banking license and specializes in USD-PKR remittance flows and trade finance between the United States and Pakistan.

PKR Remittance Corridors from the United States

Pakistan receives over $30 billion in annual remittances, with the United States ranking among the top three source countries. Habib Bank's New York branch is a primary conduit for USD-to-PKR transfers, offering direct clearing through its parent bank in Karachi without requiring intermediary banks.

Transfers initiated through HABBUS33 typically settle in Pakistan within 1 to 2 business days. The bank supports both account-to-account transfers and cash pickup through its network of 1,700+ branches across Pakistan. State Bank of Pakistan regulations require beneficiary CNIC (national ID) numbers for inbound remittances.

Fee Structure for Pakistan-Bound Transfers

Habib Bank's New York branch charges $15 to $25 for outgoing wire transfers to Pakistan, depending on the amount and account type. Incoming international wires carry a fee of approximately $10 to $15. PKR conversion is handled at the bank's prevailing exchange rate, which tracks the interbank rate published by the State Bank of Pakistan.

For trade finance transactions — such as letters of credit for textile and garment exports — fees are negotiated on a per-transaction basis. The USD-PKR corridor is one of the most active remittance routes globally, and Habib Bank processes a significant share of this volume.

How Slash fits in

Slash tracks every wire you send through Habib Bank in real time, including PKR conversion details and settlement confirmations. Each transaction syncs to your accounting tools automatically, so cross-border remittance flows are always accounted for.