Charles Schwab SWIFT Code: CSCHUS6S

Charles Schwab SWIFT Code: CSCHUS6S

The SWIFT/BIC code for Charles Schwab is CSCHUS6S. CSCH identifies Charles Schwab Bank, US indicates the United States, and 6S is the location code for San Francisco. This code applies to international wire transfers directed to Schwab brokerage and banking accounts.

Charles Schwab is primarily known as a discount brokerage and wealth management firm, not a traditional commercial bank. Its SWIFT code is most often used by clients receiving international dividend payments, foreign stock sale proceeds, or transferring funds from overseas accounts into their Schwab portfolios.

Wiring Funds Into a Schwab Account

To send an international wire to a Schwab account, you'll need the recipient's Schwab account number, the SWIFT code CSCHUS6S, and Schwab's bank address at 211 Main Street, San Francisco, CA 94105. Schwab uses Charles Schwab Bank, SSB as the receiving institution for wire transfers.

Incoming USD wires typically settle within 1 business day. Non-USD wires require currency conversion and may take 2 to 3 business days. Schwab does not charge fees for incoming international wires, which is unusual among US financial institutions.

Schwab Wire Fees and Brokerage Transfers

Schwab does not charge a fee to receive incoming international wires. Outgoing international wires cost $25 per transfer. Because Schwab is primarily a brokerage, most international wire activity involves investment-related transfers rather than commercial payments.

Schwab accounts are SIPC-insured for securities and FDIC-insured for cash balances. International clients using Schwab International often use a different SWIFT routing — confirm with Schwab whether to use CSCHUS6S or a Schwab International-specific code.

How Slash fits in

Slash tracks international wires across your financial accounts, including brokerage-linked bank accounts. When foreign proceeds or investment transfers arrive via Schwab, Slash logs the transaction and syncs it to your accounting tools in real time.