Bank Rakyat Indonesia (BRI) SWIFT Code: BRINIDJA

Bank Rakyat Indonesia SWIFT Code: BRINIDJA

The SWIFT/BIC code for Bank Rakyat Indonesia is BRINIDJA. BRIN identifies BRI, ID stands for Indonesia, and JA is the Jakarta location code. This code routes international wire transfers to BRI accounts throughout the Indonesian archipelago.

BRI is the largest Indonesian bank by customer count, serving over 130 million accounts. Founded in 1895, the state-owned bank has the most extensive branch network in Indonesia, with over 9,000 unit offices reaching into rural villages across the country's 17,000 islands.

Microfinance and Rural Remittances

BRI is globally recognized for its microfinance operations. The bank's unit desa (village unit) system provides micro-loans and savings products to small farmers, traders, and rural entrepreneurs. International wires through BRINIDJA frequently involve development organization funding, NGO disbursements, and agricultural supply chain payments.

Indonesian overseas workers — particularly those in Malaysia, Saudi Arabia, Hong Kong, Taiwan, and South Korea — send remittances home through BRI's network. BRI processes a large share of inbound IDR remittances due to its penetration in rural areas where recipients often lack accounts at other banks.

BRI International Wire Fees

BRI charges IDR 25,000 to IDR 100,000 for incoming international wires. Outgoing wires cost IDR 100,000 to IDR 200,000 depending on the currency and amount. USD is the primary foreign currency handled, followed by MYR (Malaysian ringgit), SAR (Saudi riyal), and HKD for remittance corridors.

International wires to BRI accounts in rural areas may take an additional 1 to 2 business days beyond the standard 1 to 2 day settlement window, as funds are routed from BRI's Jakarta headquarters to local unit offices.

How Slash fits in

Slash gives you visibility into BRI payment flows, including rural remittance settlements and development-sector disbursements. IDR wire status, conversion rates, and processing timelines through BRINIDJA are tracked from initiation to final credit.