Abu Dhabi Commercial Bank SWIFT Code: ADCBAEAA

Abu Dhabi Commercial Bank SWIFT Code: ADCBAEAA

The SWIFT/BIC code for Abu Dhabi Commercial Bank (ADCB) is ADCBAEAA. ADCB identifies the bank, AE stands for the United Arab Emirates, and AA is the Abu Dhabi location code. This code routes international wire transfers to ADCB accounts.

ADCB is the UAE's third-largest bank by assets, formed from the 2019 merger of Abu Dhabi Commercial Bank, Union National Bank, and Al Hilal Bank. The Abu Dhabi government (through Mubadala Investment Company) holds a majority stake.

AED-INR Remittance Corridor

The UAE hosts over 3 million Indian expatriates — the country's largest foreign community. ADCB processes a high volume of AED-INR personal remittances. The bank offers dedicated India remittance products with same-day INR credit for transfers initiated before noon UAE time.

ADCB charges AED 15 to AED 50 for outgoing remittances to India and AED 0 to AED 50 for incoming international wires depending on the account package. The AED-USD peg keeps conversion costs predictable for USD-denominated incoming transfers.

ADCB's Corporate Banking in Abu Dhabi

ADCB serves as a primary banking partner for many Abu Dhabi-based government entities and sovereign wealth fund portfolio companies. The bank processes significant volumes of project finance disbursements for Abu Dhabi's real estate, energy, and infrastructure sectors.

After the three-way merger, ADCB's combined balance sheet exceeds AED 530 billion. The bank's Al Hilal Bank subsidiary provides Islamic banking services, using the same SWIFT infrastructure for Sharia-compliant wire transfers.

How Slash fits in

Slash monitors ADCB wire transfers and provides a unified view of your UAE banking cash flows. Remittance, trade, and corporate treasury payments through ADCB are tracked with real-time FX data.