Unknown chargesmean unknown risk
Understand your business exposure before it compounds.
Seeing a FOREMOST EPM PAYMENT charge on your statement?
Common ways FOREMOST EPM PAYMENT charges might appear on your statement
- FOREMOST EPM PAYMENT
- FOREMOST EPM PYMT
- FOREMOST EPM AUTO PAY
- FOREMOST INSURANCE EPM PAYMENT
- FOREMOST EPM PPD ID: 9409348110
- FOREMOST INS PREM
- FOREMOST EPM GRAND RAPIDS MI
What is Foremost EPM Payment?
Foremost EPM Payment refers to Foremost Insurance Group, a subsidiary of Farmers Insurance, which provides specialized insurance coverage for mobile homes, RVs, motorcycles, and property. The descriptor “FOREMOST EPM PAYMENT” appears on bank statements when policyholders make electronic payments, usually through Electronic Payment Management (EPM), Foremost’s automatic payment system. Learn more at foremost.com.
Common causes for Foremost EPM Payment charges
- Monthly or quarterly insurance premium payments made through Foremost’s AutoPay system.
- Automatic withdrawals for Foremost or Farmers-branded policies.
- One-time ACH payments submitted through Foremost’s online billing portal.
- Refunds or adjustments issued after a policy update, cancellation, or renewal.
Decoding Foremost EPM Payment charge tags
- FOREMOST / FOREMOST INSURANCE identifies the merchant as Foremost Insurance Group.
- EPM stands for Electronic Payment Management, Foremost’s payment processing system.
- INS PREM / PAYMENT / PYMT indicate that the charge is for an insurance premium.
- PPD ID: 9409348110 is the ACH identifier used by Foremost for electronic withdrawals.
- GRAND RAPIDS MI denotes Foremost’s corporate headquarters location in Michigan.
What to do
if you
don’t recognize this charge
Spot, verify, and resolve suspicious charges in minutes.
Contact your bank.
Call your bank using the number on the back of your card.
Contact the merchant.
Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.
If it appears fraudulent, report it to your bank or card issuer.
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