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Seeing a FORD MOTOR CREDIT INSURANCE PAYMENT charge on your statement?

Common ways FORD MOTOR CREDIT INSURANCE PAYMENT charges might appear on your statement

FORD MOTOR CREDIT INS PAYMENT

FORD CREDIT INSURANCE PAYMENT

FORD MOTOR CREDIT PO BOX 650574

FORD CREDIT INS DEPT PO BOX 390910

CHECKCARD FORD MOTOR CREDIT

What is FORD MOTOR CREDIT INSURANCE PAYMENT?

Ford Motor Credit Company LLC is the captive finance arm of Ford Motor Company, providing auto loan and lease financing. The insurance-payment descriptor reflects transactions processed by Ford Credit related to auto-loan accounts, which may include insurance premiums or billing adjustments handled by Ford Credit as part of the loan or lease contract. Learn more at ford.com/finance.

Common reasons you may be seeing this charge

  • A payment made through Ford Credit for an insurance premium associated with a financed or leased vehicle (when Ford Credit is responsible for billing the insurance portion).
  • A debit reflecting an adjustment or billing of insurance or protection coverage tied to the auto-loan account held with Ford Credit.
  • A transaction processed by Ford Credit’s billing office (e.g., via their PO Box in Dallas or Minneapolis) as part of the auto-financing contract.

Decoding the charge tags

  • FORD MOTOR CREDIT / FORD CREDIT identifies the finance company.
  • INS PAYMENT / INSURANCE PAYMENT denotes that this is an insurance-related billing by the finance company.
  • PO BOX 650574 / PO BOX 390910 refers to specific mailing addresses used by Ford Credit for insurance or payoff processing.
  • Prefixes like CHECKCARD or POS PURCH reflect how your bank categorises the transaction (debit card, purchase, etc.).

What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact the merchant.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

Easily Identify Every Charge with Slash

See exactly where, when, and how each charge occurred, complete with merchant names, payment types, and connected team cards with Slash’s detailed card logs and expense tracking tools.

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