Wright-Patt Credit Union Routing Number: Ohio Banking Guide

What is the Wright-Patt Credit Union routing number?

Wright-Patt Credit Union uses routing number 242279408 for all member accounts. This nine-digit ABA routing number is required for ACH transfers, direct deposits, wire transfers, and automatic payment setups.

Wright-Patt Credit Union is headquartered in Beavercreek, Ohio, and is the largest credit union in the state with over 450,000 members and more than $8 billion in assets. Founded in 1932 for employees of Wright-Patterson Air Force Base, the credit union now serves communities across the Dayton, Columbus, and Cincinnati metropolitan areas.

How to find your Wright-Patt routing number

Routing number 242279408 is printed on the bottom-left of your Wright-Patt checks. You can also find it through the credit union's online banking platform or mobile app by navigating to account details.

All Wright-Patt members share the same routing number regardless of branch or account type. The 242 prefix indicates routing through the Federal Reserve Bank of Cleveland, which serves Ohio.

Wright-Patt wire transfers and ACH payments

Domestic wire transfers at Wright-Patt use routing number 242279408 through the Fedwire network. Members can initiate outgoing wires through online banking, by visiting a branch, or by calling member services.

ACH transactions — including payroll direct deposits, tax refunds, and recurring bill payments — all use this routing number. Wright-Patt follows standard Federal Reserve ACH settlement timelines for processing.

Wright-Patt business banking

Wright-Patt offers business checking and savings accounts, commercial loans, SBA lending, business lines of credit, and merchant services. Their business banking platform includes remote deposit capture, cash management tools, and ACH origination.

With over 90 branches across Ohio including the Dayton, Columbus, and Cincinnati markets, Wright-Patt provides extensive in-person access alongside their full-featured digital banking platform for business and personal accounts.

How Slash compares to Wright-Patt

Wright-Patt delivers Ohio's largest credit union network with competitive rates and deep community ties, while Slash provides a nationwide digital business banking platform. Slash offers up to 2% cashback, unlimited virtual cards with per-card spending controls, and automated expense management.

For businesses needing tools beyond what a regional credit union provides, Slash delivers real-time spend visibility, treasury yield on idle cash, multi-entity banking, and seamless integrations with QuickBooks and other accounting platforms.