Woodforest National Bank Routing Number - The Bank Inside Walmart

The Woodforest routing number

Woodforest National Bank's routing number is 113008465. This single routing number covers all accounts across all 17 states where Woodforest operates — Texas, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, and West Virginia. Whether you opened your account in Houston or Charlotte, the routing number is the same. The 113 prefix ties to the Federal Reserve Bank of Dallas, reflecting Woodforest's Texas headquarters in The Woodlands, just north of Houston.

The Walmart branch model

Woodforest operates over 700 branches, almost entirely inside Walmart Supercenters. These are full-service branches with teller windows and the complete range of deposit and lending services — not kiosks or ATMs. Walmart's extended hours mean Woodforest branches are open well into the evening, which matters for customers who can't get to a bank during standard business hours.

Woodforest also offers Second Chance Checking for customers who've been denied accounts elsewhere due to past banking history. A significant part of its footprint is in rural and lower-income communities where larger banks have reduced or eliminated their presence.

Using routing number 113008465

113008465 works for direct deposit and domestic wire transfers across all Woodforest locations. Direct deposit posts up to two days early for qualifying accounts — Woodforest processes it as soon as the ACH pre-notification comes through rather than waiting for the settlement date. For outgoing wires, fees vary by branch, so confirm before initiating.

How Slash serves businesses that traditional banks overlook

Woodforest built its model around accessibility — banking that works on the customer's schedule, not the bank's. Slash does the same for business banking. A fully digital platform with unlimited virtual cards, real-time spend visibility, instant expense tracking, and built-in accounting integrations means finance teams get a complete picture of company spending without coordinating across branches, accounts, or banking relationships.