United Community Bank Routing Number - Appalachian Foothill Banking

United Community Bank routing number

United Community Bank's routing number is 061112843. The 061 prefix ties to the Federal Reserve Bank of Atlanta, which covers the Sixth Federal Reserve District — consistent with United Community's original Georgia charter, even though the bank's headquarters are now in Greenville, South Carolina. This routing number covers ACH transfers, direct deposit, bill pay, and domestic wire transfers across all branches in Georgia, South Carolina, North Carolina, and Tennessee.

Unlike banks that retain separate routing numbers from each acquired institution, United Community consolidated most acquired accounts under 061112843. If you were previously a customer of Palmetto Bank, Tidelands Bancshares, Three Shores Bancorporation, or another United Community acquisition, your routing number was likely updated during the system conversion. Confirm through the mobile app, online banking, or the bottom-left corner of a check.

From a Georgia mountain town to a four-state regional bank

United Community was founded in 1950 in Blairsville, Georgia — a small town in the Blue Ridge foothills near the North Carolina and Tennessee borders. For decades it operated as a traditional community bank serving agriculture, timber, and the Appalachian tourism economy. A series of acquisitions in the 2000s and 2010s changed its scale significantly. In 2022, the bank relocated its headquarters to Greenville, South Carolina, acknowledging that the center of gravity had shifted from rural Appalachia to the booming Upstate South Carolina economy. Total assets now exceed $27 billion.

Community development lending

The Appalachian foothill region that United Community originated in is one of persistent economic contrast. Cities like Greenville and Chattanooga have seen significant growth. Thirty minutes into the mountains, median household incomes are half the national average, broadband is unreliable, and the nearest hospital can be an hour away. United Community has leaned into community development lending in these areas — affordable housing, small business expansion, healthcare facility construction — and has received consistent "Outstanding" ratings on its Community Reinvestment Act exams.

Business banking at United Community

Business customers can initiate ACH batches, domestic wires, and payroll processing through United Community's commercial treasury portal. The single routing number simplifies payment setup for businesses with operations across multiple Southeast states.

How Slash serves growing businesses wherever they operate

United Community built its reputation serving communities that larger banks overlooked. Slash brings the same accessibility to business financial tools — corporate cards with per-employee spending limits, receipt capture that works from a phone on a job site, and dashboard reporting that gives owners a clear picture of cash flow without a dedicated finance team. Whether your business is in downtown Greenville or a mountain town off the Blue Ridge Parkway, the tools work the same.