Union Bank & Trust VA Routing Number: Complete Guide

What is the Union Bank & Trust routing number?

Union Bank & Trust uses routing number 051403164 for ACH transfers and direct deposits. Now operating as Atlantic Union Bank following a rebrand, the institution is one of the largest community banks in Virginia, serving customers across the state with full-service banking.

If your account was opened under the Union Bank & Trust name, your routing number may still be 051403164. However, accounts opened after the Atlantic Union Bank transition may have a different routing number. Verify through online banking or customer service.

How to find your Union Bank & Trust routing number

Your routing number is printed on the bottom-left corner of your checks. The first nine digits are the routing number, followed by your account number and check number.

You can also find the routing number by logging into online banking or the mobile app. Navigate to your account details where the routing number is displayed alongside your account information.

Union Bank & Trust wire transfers

To send or receive a domestic wire transfer, you will need the routing number, your full account number, and the name on the account. Contact your branch to initiate wire transfers and confirm processing deadlines.

International wire transfers require a SWIFT code along with the domestic routing number. Contact customer service for the correct SWIFT code and applicable fees for international wires.

Union Bank & Trust direct deposit

Set up direct deposit by providing your employer with routing number 051403164 and your account number. Direct deposits are typically available on the morning of the scheduled pay date.

You can also use these details to receive government benefits, tax refunds, Social Security payments, and other recurring ACH deposits into your checking or savings account.

Business banking with Slash

Union Bank & Trust provides comprehensive banking for Virginia businesses. For companies seeking a modern banking platform, Slash offers full ACH and wire transfer support, unlimited virtual cards, real-time expense management, and up to 2% cashback.

While Union Bank & Trust delivers strong regional business banking, Slash is designed for businesses that need digital-first operations — with multi-user access, granular spend controls, and native accounting integrations.