Unify Financial FCU Routing Number: California Credit Union Guide

What is the Unify Financial FCU routing number?

Unify Financial Federal Credit Union uses routing number 322274462 for all ACH and electronic transactions. Based in Torrance, California, Unify Financial serves members across the greater Los Angeles area and beyond with a focus on providing competitive rates and personalized financial services.

Unify Financial FCU was originally chartered to serve employees of large aerospace and defense companies in Southern California. Today, membership is open to a broader community, and the credit union manages over $3 billion in assets while maintaining its commitment to member-first banking.

How to find your Unify Financial routing number

Routing number 322274462 appears on the bottom-left of your Unify Financial checks before your account number. You can also find it by logging into Unify Financial online banking and navigating to your account details page.

The Unify Financial mobile app provides quick access to your routing and account numbers under account settings. Branch staff at any Unify Financial location in Southern California can also verify your routing number and help with transfer setup.

Unify Financial direct deposit and ACH

Set up direct deposit by providing routing number 322274462 and your Unify Financial account number to your employer. The credit union processes payroll deposits and government benefits on standard ACH timelines, ensuring funds are available on your scheduled pay date.

Unify Financial supports comprehensive ACH services including incoming deposits, outgoing payments, and external transfers. Online banking allows you to automate recurring bill payments and manage your electronic transfer configurations effortlessly.

Unify Financial wire transfers

Domestic wire transfers through Unify Financial use routing number 322274462. Wires can be initiated by visiting a branch or contacting member services. Incoming wires are typically credited on the same business day when received before the processing cutoff.

International wire transfers are available for members who need to send or receive funds overseas. Contact Unify Financial directly for current wire transfer fees, foreign exchange rates, and required documentation for international transactions.

Business banking with Slash

Unify Financial FCU provides dependable credit union services in Southern California. For businesses that need modern digital banking, Slash delivers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.