SVB Bridge Bank Routing Number: Transition Guide

What is the SVB Bridge Bank routing number?

SVB Bridge Bank, N.A. was a temporary institution created by the FDIC after Silicon Valley Bank collapsed in March 2023. The bridge bank used routing number 121140399 — the same routing number that Silicon Valley Bank had used — to ensure continuity for depositors during the transition period.

Silicon Valley Bank's failure was the largest bank collapse since the 2008 financial crisis, with approximately $209 billion in assets. The FDIC stepped in to guarantee all deposits, and SVB Bridge Bank operated as a full-service bank while a buyer was sought.

From SVB to First Citizens Bank

In March 2023, First Citizens BancShares agreed to purchase substantially all of SVB Bridge Bank's assets and deposits. The deal included approximately $72 billion in assets at a discount of $16.5 billion. First Citizens Bank began integrating former SVB customers into its systems.

Former SVB customers were migrated to First Citizens Bank accounts. The routing number 121140399 may have been retained temporarily, but First Citizens has been assigning its own routing numbers to converted accounts. Check with First Citizens for your current details.

How to find your current routing number

If you were an SVB or SVB Bridge Bank customer, log into the First Citizens Bank digital banking platform to confirm your current routing and account numbers. First Citizens provides account details through its online portal and mobile app.

You can also contact First Citizens customer support or visit a branch location to verify your routing number. Do not assume the old SVB routing number 121140399 is still active — always confirm before setting up new payment instructions.

Impact on startups and tech companies

Silicon Valley Bank was the go-to bank for thousands of startups and venture-backed companies. The collapse forced many businesses to scramble for alternative banking arrangements, highlighting the risk of concentrating treasury in a single institution.

Many former SVB clients diversified their banking relationships after the crisis, splitting deposits across multiple banks. Some also turned to fintech platforms that offer business banking with FDIC insurance through multiple partner banks for added protection.

Resilient business banking with Slash

The SVB collapse underscored the need for dependable business banking. Slash provides a modern banking platform with FDIC-insured accounts, full ACH and wire support, unlimited virtual cards, and treasury management — built for companies that cannot afford downtime.

Slash offers the tools startups and growing businesses need: real-time transaction visibility, automated expense categorization, multi-entity management, and seamless accounting integrations. Build your financial stack on infrastructure designed for resilience.