SECU Routing Number: North Carolina's Largest Credit Union

What is the SECU routing number?

State Employees' Credit Union (SECU) uses routing number 253177049 for all accounts. SECU is North Carolina's largest credit union and the second-largest in the United States by assets, serving over 2.7 million members across the state.

Founded in 1937 to serve North Carolina state employees, SECU has since expanded membership eligibility to include all North Carolina residents. Despite its massive size, SECU operates exclusively within North Carolina, which is why a single routing number serves all members.

SECU routing number for direct deposit and ACH

Use routing number 253177049 for setting up direct deposit, ACH transfers, bill pay, and automatic payments. This number works for all SECU account types including checking, savings, money market, and share certificates.

SECU processes ACH transactions through the Federal Reserve Bank of Richmond. Direct deposits typically post by 6:00 AM ET on the scheduled pay date.

SECU wire transfer information

For domestic wire transfers, SECU uses the same routing number: 253177049. SECU does not currently support outgoing international wire transfers directly - members needing to send money internationally should use a third-party service.

Incoming domestic wires typically settle same-day if received before SECU's wire cutoff time. Contact your local branch for wire transfer fees and cutoff times.

How to find your SECU routing number

The routing number is printed on the bottom-left corner of SECU checks. You can also find it in SECU's mobile banking app under account details, or on SECU's website at ncsecu.org.

Since SECU only operates in North Carolina, all members share the same routing number regardless of which branch they opened their account at.

How Slash compares for business banking

While SECU excels at serving North Carolina residents with low-fee personal banking, businesses that operate across state lines need more flexibility. Slash provides nationwide business banking with unlimited virtual cards, real-time expense tracking, and built-in accounting integrations.

Slash is purpose-built for businesses - with features like multi-entity management, stablecoin payments, and treasury yield that go beyond what traditional credit unions offer.