Robinhood Routing Number: Spending Account Guide

What is the Robinhood routing number?

Robinhood's spending account uses routing number 091017997, which belongs to Sutton Bank. Sutton Bank is the FDIC-insured banking partner that holds deposits for Robinhood Cash Card and spending account customers.

Robinhood is primarily known as a commission-free brokerage, but its spending account provides a cash management layer with a debit card, direct deposit, and ACH capabilities — all powered through Sutton Bank's banking infrastructure.

How to find your Robinhood routing number

Open the Robinhood app, navigate to the spending account section, and tap on "Account Details" or "Direct Deposit." Your routing number (091017997) and individual account number will be displayed there.

You can also find your routing number on any direct deposit form generated within the app. Robinhood makes it easy to share these details with your employer for payroll setup.

Robinhood direct deposit and ACH transfers

Robinhood supports direct deposit into your spending account. Many users receive their paycheck up to two days early when using Robinhood's early direct deposit feature, making it competitive with other fintech platforms.

ACH transfers between Robinhood and external bank accounts are also supported. Incoming ACH deposits typically settle within one to three business days, while outgoing transfers follow standard ACH timelines.

Robinhood wire transfers

Robinhood's spending account does not support incoming or outgoing wire transfers. The routing number 091017997 is designated for ACH transactions only.

If you need wire transfer capabilities, you will need to use a traditional bank account. Robinhood's brokerage side supports ACAT transfers for investment accounts, but the spending account is limited to ACH.

Business banking with Slash

Robinhood works well for personal investing and basic spending needs. For businesses that need full banking infrastructure, Slash provides dedicated routing numbers, ACH and wire transfer support, unlimited virtual cards, and built-in expense management.

While Robinhood is designed for individual investors, Slash is built for companies that need multi-user access, real-time transaction tracking, and automated financial controls in one platform.