Peoples Bank NC Routing Number: Complete Guide

What is the Peoples Bank NC routing number?

Peoples Bank in North Carolina uses routing number 053100300 for ACH transfers and direct deposits. Peoples Bank is a community bank serving customers across North Carolina with personal banking, business banking, and lending services.

Many banks across the country use the Peoples Bank name. This routing number applies specifically to Peoples Bank in North Carolina. If you bank with a Peoples Bank in another state, verify your routing number through your own institution.

How to find your Peoples Bank NC routing number

Your Peoples Bank routing number is printed on the bottom-left corner of your checks. The first nine digits represent the routing number, followed by your account number and check number.

You can also find your routing number by logging into Peoples Bank online banking or the mobile app. Navigate to account details to view the routing number. Customer service is available for additional help.

Peoples Bank wire transfers

To send or receive a domestic wire transfer, you will need the Peoples Bank routing number, your account number, and the name on the account. Contact your branch to initiate wires and confirm processing deadlines.

International wire transfers require a SWIFT code in addition to the domestic routing number. Contact Peoples Bank customer service for the current SWIFT code and fee details for international transactions.

Peoples Bank direct deposit

Set up direct deposit by providing your employer with routing number 053100300 and your Peoples Bank account number. Direct deposits are typically posted on the morning of the scheduled pay date.

You can also receive government benefits, tax refunds, Social Security payments, and other recurring ACH deposits using your Peoples Bank routing and account numbers.

Business banking with Slash

Peoples Bank provides strong community banking for North Carolina businesses. For companies seeking modern financial tools, Slash offers full ACH and wire transfer support, unlimited virtual cards, real-time expense tracking, and up to 2% cashback.

While Peoples Bank focuses on personalized local banking, Slash is designed for businesses that need digital-first operations — with multi-user access, granular spend controls, and native accounting integrations with popular platforms.