New Mexico Bank & Trust Routing Number: Banking Guide

What is the New Mexico Bank & Trust routing number?

New Mexico Bank & Trust uses routing number 107002312 for all ACH transactions and electronic transfers. New Mexico Bank & Trust is a division of Heartland Financial USA, providing banking services to communities across New Mexico from its branches in Albuquerque and surrounding areas.

New Mexico Bank & Trust offers personal banking, business banking, commercial lending, and wealth management services. The bank combines local decision-making with the resources of Heartland Financial, a multi-bank holding company with over $20 billion in assets.

How to find your New Mexico Bank & Trust routing number

Routing number 107002312 is printed on the bottom-left of your New Mexico Bank & Trust checks. You can also locate it through online banking or the mobile app by navigating to your account details.

All New Mexico Bank & Trust branch locations use the same routing number. Customer service and branch staff can verify your routing number and assist with setting up electronic transfers and direct deposits.

New Mexico Bank & Trust direct deposit and ACH

Set up direct deposit by providing your employer with New Mexico Bank & Trust routing number 107002312 and your account number. The bank processes payroll, Social Security, and government benefit deposits through standard ACH timelines.

New Mexico Bank & Trust supports ACH services including automated bill payments, payroll origination for business customers, and external account transfers. Online and mobile banking tools let you manage payment schedules.

New Mexico Bank & Trust wire transfers

New Mexico Bank & Trust supports domestic wire transfers using routing number 107002312. Wire transfers can be initiated at branch locations or through the wire department. Incoming domestic wires typically settle on the same business day.

International wire services are available for customers needing cross-border payments. Contact your local branch for details on international wire fees, processing timelines, and required recipient documentation.

Business banking with Slash

New Mexico Bank & Trust provides strong community banking across New Mexico. For businesses seeking a modern digital platform, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time financial reporting from a single dashboard.

Slash empowers businesses with multi-entity management, team spending controls, native accounting integrations, and up to 2% cashback on card spend — ideal for companies looking to modernize their financial operations.