Mission Federal Credit Union Routing Number: California Guide

What is the Mission Federal Credit Union routing number?

Mission Federal Credit Union uses routing number 322281617 for all ACH and electronic transactions. Headquartered in San Diego, California, Mission Fed serves members throughout San Diego County with a comprehensive range of personal and business banking products.

Founded in 1961, Mission Federal Credit Union has grown to manage over $5 billion in assets and serves more than 270,000 members. The credit union operates numerous branches across San Diego County and is recognized as one of the largest community-chartered credit unions in Southern California.

How to find your Mission Fed routing number

Routing number 322281617 is printed on the bottom-left of your Mission Federal checks before your account number. You can also locate it by logging into Mission Fed online banking and viewing your account details.

The Mission Fed mobile app provides quick access to your routing and account numbers under account settings. You can also verify your routing number at any Mission Fed branch in San Diego County or by contacting member services.

Mission Fed direct deposit and ACH

Set up direct deposit with Mission Fed by providing routing number 322281617 and your account number to your employer or benefits provider. Mission Fed processes payroll and government benefit deposits on standard ACH timelines with funds available on your scheduled pay date.

Mission Fed supports comprehensive ACH services including incoming deposits, outgoing bill payments, and external account transfers. Online banking lets you automate recurring payments and manage your electronic transfer preferences from anywhere.

Mission Fed wire transfers

Mission Federal Credit Union processes domestic wire transfers using routing number 322281617. Wire transfers can be initiated at a branch or through member services. Incoming domestic wires are typically credited the same business day when received before the cutoff time.

International wire transfers are available through Mission Fed for cross-border payments and fund transfers. Contact the credit union for current wire fees, exchange rates, and documentation requirements for international transactions.

Business banking with Slash

Mission Federal Credit Union serves San Diego with trusted community banking. For businesses seeking modern digital banking, Slash provides instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.