Horizon Bancorp Routing Number: Indiana and Michigan Guide

What is the Horizon Bancorp routing number?

Horizon Bancorp uses routing number 071124838. Horizon Bancorp is the parent company of Horizon Bank, an FDIC-insured community bank headquartered in Michigan City, Indiana, serving customers across Indiana and Michigan.

Horizon Bank operates over 70 branches and offers a full range of personal and commercial banking services, mortgage lending, wealth management, and insurance. The bank is one of the larger community banking institutions in the Indiana-Michigan region.

How to find your Horizon Bank routing number

Log into Horizon Bank's online banking portal or mobile app and navigate to your account details. Your routing number (071124838) and account number are displayed in the account information section.

The routing number is also printed on Horizon Bank checks. All Horizon Bank accounts across Indiana and Michigan use the same routing number.

Horizon Bank wire and ACH transfers

Horizon Bank supports ACH transfers for direct deposit, bill pay, and recurring payments. Use routing number 071124838 for setting up incoming ACH deposits with employers or payment processors.

Domestic wire transfers are available for urgent payments through Horizon Bank. Wires can be initiated through online banking or at a branch location. International wire transfers are also supported with applicable fees.

Horizon Bank business banking

Horizon Bank offers business checking and savings accounts, commercial lending, commercial real estate loans, and lines of credit. The bank serves small and mid-sized businesses throughout Indiana and Michigan.

Business services include treasury management, remote deposit capture, ACH origination, merchant services, and payroll solutions. Horizon Bank combines traditional community banking with digital banking capabilities.

Business banking with Slash

Horizon Bancorp provides solid community banking across Indiana and Michigan. For businesses seeking a digital-first platform, Slash offers unlimited virtual cards, up to 2% cashback, automated expense management, and full ACH and wire transfer support — accessible nationwide.

While Horizon Bank excels at local relationship banking, Slash provides a modern platform with real-time transaction tracking, multi-entity management, and native accounting integrations for businesses that want to streamline their financial operations.