German American Bank Routing Number: Indiana Banking Guide

What is the German American Bank routing number?

German American Bank uses routing number 086506438 for ACH transactions, direct deposits, and electronic payments. German American Bancorp is headquartered in Jasper, Indiana, and serves communities throughout southern Indiana, Kentucky, and Tennessee.

Founded in 1910, German American Bank has grown through organic expansion and strategic acquisitions to operate more than 70 banking offices. The bank offers personal and business banking, trust services, investment management, and insurance products.

How to find your German American Bank routing number

Your German American Bank routing number is printed on the bottom-left of your personal checks. You can also locate it through online banking or the mobile app by navigating to your account details.

German American Bank has acquired several community banks over the years, so some accounts may carry routing numbers from those predecessor institutions. Confirm the routing number on your account before initiating transfers.

German American Bank direct deposit

To set up direct deposit, share routing number 086506438 and your account number with your employer or benefits administrator. German American Bank processes payroll, Social Security, tax refunds, and pension payments via the ACH network.

The bank also supports recurring ACH transfers and automatic bill payments, allowing customers to schedule payments and transfers on a weekly, biweekly, or monthly basis.

German American Bank wire transfers

German American Bank offers domestic wire transfer services through the Fedwire system. Same-day processing is available for wires submitted before the cutoff time, with standard fees for incoming and outgoing transactions.

International wire transfer services are available through select branches. Contact German American Bank for details on fees, exchange rates, and any required documentation for cross-border wire transfers.

Business banking with Slash

German American Bank delivers community-focused banking with deep roots in southern Indiana. For businesses that need modern digital tools alongside their banking relationship, Slash offers unlimited virtual cards, real-time expense management, and automated financial workflows.

Slash provides growing companies with integrated payment infrastructure, including ACH and wire capabilities, multi-user permissions, and direct connections to accounting platforms like QuickBooks and Xero.