CIT Bank Routing Number: Online Savings Guide

What is the CIT Bank routing number?

CIT Bank uses routing number 124084834 for ACH transfers and electronic transactions. CIT Bank was acquired by First Citizens BancShares in 2022, making it part of one of the largest family-controlled banks in the United States. The CIT Bank brand continues to operate as a digital banking division.

CIT Bank built its reputation as an online bank offering high-yield savings accounts, certificates of deposit, and money market accounts with competitive interest rates. Following the First Citizens acquisition, CIT Bank maintains its online-first approach while benefiting from the stability of a larger banking organization.

How to find your CIT Bank routing number

Log into your CIT Bank online account to view your routing number 124084834 and account number in the account details section. Since CIT Bank operates primarily online, the digital dashboard is the most convenient way to access this information.

You can also contact CIT Bank customer support to confirm your routing number. If you have a CIT Bank checking account with checks, the routing number appears in the standard bottom-left position on each check.

CIT Bank direct deposit and ACH

Set up direct deposit with CIT Bank by providing your employer or benefits provider with routing number 124084834 and your account number. CIT Bank processes ACH deposits on standard banking timelines, with funds typically available on the scheduled deposit date.

CIT Bank supports incoming and outgoing ACH transfers for savings contributions, bill payments, and account-to-account transfers. Their online platform makes it easy to link external bank accounts and manage scheduled transfers.

CIT Bank wire transfers

CIT Bank supports incoming domestic wire transfers using routing number 124084834. For outgoing wire transfers, CIT Bank offers the service through their online platform with applicable fees. Contact CIT Bank for current wire transfer fees and daily limits.

International wire transfers may have additional requirements and fees. CIT Bank's customer service can provide specific instructions for international wire transfers, including any intermediary bank information needed.

Business banking with Slash

CIT Bank excels at high-yield personal savings but has limited business banking features. Slash provides a purpose-built business banking platform with full ACH and wire transfer capabilities, unlimited virtual cards, automated expense management, real-time cash flow tracking, and competitive treasury yields.

For businesses that want the convenience of online banking with comprehensive financial tools, Slash offers multi-entity management, team-based spending controls, and native accounting integrations — all in a single digital platform.