Allegacy Federal Credit Union Routing Number: North Carolina Guide

What is the Allegacy Federal Credit Union routing number?

Allegacy Federal Credit Union uses routing number 253278090 for all member accounts. This nine-digit ABA routing number is required for ACH transfers, direct deposits, wire transfers, and automatic payment setups.

Allegacy Federal Credit Union is headquartered in Winston-Salem, North Carolina, and serves over 175,000 members with approximately $2 billion in assets. Founded in 1967 as the AT&T Family Federal Credit Union, Allegacy now offers membership to residents throughout the Piedmont Triad region.

How to find your Allegacy routing number

Routing number 253278090 appears on the bottom-left of your Allegacy checks. It is also accessible through Allegacy's online banking portal and mobile app under account details.

Every Allegacy member uses the same routing number regardless of branch location or account type. The 253 prefix indicates routing through the Federal Reserve Bank of Richmond, which serves North Carolina.

Allegacy wire transfers and ACH payments

Domestic wire transfers at Allegacy use routing number 253278090 through the Fedwire system. Members can initiate outgoing wires by visiting a branch or contacting member services during business hours.

ACH transactions including payroll direct deposits, Social Security payments, tax refunds, and automated bill payments all use this routing number. Allegacy follows standard Federal Reserve ACH processing timelines.

Allegacy accounts and financial wellness

Allegacy offers checking and savings accounts, certificates, auto loans, mortgages, and personal loans. The credit union is known for its financial wellness focus, providing free financial coaching, budgeting tools, and educational resources to members.

With branches across the Winston-Salem, Greensboro, and High Point area, Allegacy combines in-person community service with a comprehensive digital banking platform for personal and business members.

How Slash compares to Allegacy

Allegacy provides excellent community credit union services in the Piedmont Triad, while Slash offers a modern digital business banking platform available nationwide. Slash delivers up to 2% cashback, unlimited virtual cards with per-card spend controls, and real-time expense management.

For businesses that need capabilities beyond traditional credit union banking, Slash provides treasury yield on idle balances, multi-entity support, stablecoin payment options, and seamless integrations with accounting software — all from a single digital platform.