Seeing a PROG GARDEN ST INS PREM charge on your statement?

Common ways PROG GARDEN ST INS PREM charges might appear on your statement

PROG GARDEN ST INS PREM
CHKCARD PROG GARDEN ST INS PREM
CHECKCARD PROG GARDEN ST INS PREM
POS Debit PROG GARDEN ST INS PREM
POS PUR PROG GARDEN ST INS PREM
POS PURCH PROG GARDEN ST INS PREM
POS PURCHASE PROG GARDEN ST INS PREM
PENDING PROG GARDEN ST INS PREM

What is PROG GARDEN ST INS PREM?

PROG GARDEN ST INS PREM refers to a billing descriptor used by Progressive Garden State Insurance Company (a subsidiary of Progressive Corporation) for insurance premium payments in New Jersey. Learn more at progressive.com.

Common causes for PROG GARDEN ST INS PREM charges

A recurring or one-time premium payment for an insurance policy under Progressive Garden State.
An unexpected transaction under this descriptor, often if you didn’t recall your policy payment or someone else used your card.

Decoding PROG GARDEN ST INS PREM charge tags

PROG is short for “Progressive”.
GARDEN ST refers to “Garden State” (New Jersey).
INS PREM denotes “Insurance Premium.”
Prefixes like CHKCARD, CHECKCARD, POS PURCH, PENDING reflect how your bank categorises the transaction (debit card, point-of-sale purchase, pending authorisation).

What to do
if you
don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

Contact your bank.

Call your bank using the number on the back of your card.
Contact the merchant.

Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.

If it appears fraudulent, report it to your bank or card issuer.

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