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Seeing a PROG DIRECT INS INS PREM charge on your statement?

Common ways PROG DIRECT INS INS PREM charges might appear on your statement

  • PROG DIRECT INS INS PREM
  • PROG DIRECT INS PREMIUM
  • PROG DIRECT INS PPD ID: 9409348062
  • PROGRESSIVE *INSURANCE INS PREM
  • PROG DIRECT INS INS PREM ACH DEBIT
  • PROG DIRECT INS INS PREM CHECKCARD

What is Prog Direct Ins Ins Prem?

Prog Direct Ins Ins Prem is the billing descriptor for premiums charged by Progressive Insurance (via their direct-insurance arm) when you pay for an insurance policy. The term “Ins Prem” stands for insurance premium, and “Direct Ins” indicates the direct insurance subsidiary or payment channel. Learn more at progressive.com.

Common causes for PROG DIRECT INS INS PREM charges

  • Your periodic payment toward an insurance policy (auto, home, renters, boat) issued by Progressive.
  • Automatic billing via ACH or card for coverage under a Progressive direct-insurance contract.
  • Renewal or adjustment of your insured policy leading to a new premium charge.
  • Refunds or reversal entries when a policy is canceled, changed, or over-paid.

Decoding PROG DIRECT INS INS PREM charge tags

  • PROG refers to Progressive Insurance, the insurer.
  • DIRECT INS indicates Progressive’s direct-insurance channel (no intermediary agent).
  • INS PREM stands for “insurance premium,” the billing item.
  • PPD ID: 9409348062 is an ACH originator identifier seen in some banking statements.
  • Variants like CHECKCARD, ACH DEBIT, or PRE-AUTH describe the method of payment processing.

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What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact the merchant.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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