Unknown chargesmean unknown risk
Understand your business exposure before it compounds.
Seeing an IOF FORESTERS charge on your statement?
Common ways IOF FORESTERS charges might appear on your statement
IOF - JOHN DOE JOHN DOE PPD ID: 1400000000
ACH Withdrawal IOF - FORESTERS 3 - FORESTERS
DIRECT WITHDRAWAL, IOF - FORESTERS FORESTERS
IOF - FORESTERS FORESTERS
What is IOF Foresters?
IOF Foresters refers to Foresters Financial, a fraternal benefit society offering life insurance, annuities, and related financial services. The “IOF” in the descriptor stands for Independent Order of Foresters, the organization’s formal name. Learn more at foresters.com.
Common causes for IOF FORESTERS charges
- Automatic withdrawals or premium payments from insurance policies.
- Withdrawals from annuity or life insurance certificates (e.g., partial surrenders).
- Scheduled distributions, dividends, or benefits processed via ACH.
- Refunds, corrections, or adjustments made by Foresters to your account.
Decoding IOF FORESTERS charge tags
- "IOF" indicates the Independent Order of Foresters / Foresters Financial.
- “ACH Withdrawal” or “DIRECT WITHDRAWAL” show the transaction was processed electronically from your bank.
- “PPD ID: 1400000000” is an ACH originator identifier used for processing.
- Repeated “FORESTERS” in the descriptor confirms the merchant entity.
- Suffixes such as “3 – FORESTERS” or duplicate FORESTERS reflect internal processing codes.
What to do
if you
don’t recognize this charge
Spot, verify, and resolve suspicious charges in minutes.
Contact your bank.
Call your bank using the number on the back of your card.
Contact the merchant.
Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.
If it appears fraudulent, report it to your bank or card issuer.
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