Unknown chargesmean unknown risk
Understand your business exposure before it compounds.
Seeing a GPC GPC EFT charge on your statement?
Common ways GPC GPC EFT charges might appear on your statement
- GPC GPC EFT PPD ID: 1580257110
- GPC GPC EFT
- GPC DES:GPC EFT ID:XXXXX23104STS INDN:JOHN DOE CO
- GPC DES:GPC EFT ID:XXXXX15030RSW INDN:JOHN DOE CO
- GPC GPC EFT 2985744038CHM JOHN DOE AND RENEE
- GPC GPC EFT 5472567039AGT JOHN DOE
What is GPC GPC EFT?
GPC GPC EFT refers to electronic funds transfer (EFT) transactions initiated by GPC, denoting Genuine Parts Company. GPC is a major distributor of automotive and industrial parts, operating brands such as NAPA Auto Parts. Learn more at gpc.com.
Common causes for GPC GPC EFT charges
- Purchases of auto parts, tools, or industrial components processed via EFT.
- Automatic debits or recurring payments for supply orders or maintenance services.
- Postings of installment billing or supplier financing handled by GPC.
- Refunds or credits if merchandise is returned or order adjustments occur.
Decoding GPC GPC EFT charge tags
- GPC GPC marks the merchant as Genuine Parts Company, showing the name twice due to billing formatting.
- EFT stands for Electronic Funds Transfer, meaning funds were moved electronically.
- PPD ID: 1580257110 is the payment identifier in the PPD (Prearranged Payment & Deposit) system.
- DES:GPC EFT ID:XXXXX… includes the transaction’s internal ID and processing descriptor.
- INDN:JOHN DOE CO indicates the name or account linked to the transaction in the descriptor.
- CHM, AGT, DCT suffixes reference transaction types or processing channels used by GPC.
What to do
if you
don’t recognize this charge
Spot, verify, and resolve suspicious charges in minutes.
Contact your bank.
Call your bank using the number on the back of your card.
Contact the merchant.
Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.
If it appears fraudulent, report it to your bank or card issuer.
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