Seeing a CARDMEMBER SERV ELECT PYMT charge on your statement?

Common ways CARDMEMBER SERV ELECT PYMT charges might appear on your statement

CARDMEMBER SERV ELECT PYMT
CARDMEMBER SERV WEB PYMT
CARDMEMBER SERVICE ONLINE PAYMENT
CARDMEMBER SERV PPD ID: 4260527473
CARDMEMBER SERV AUTO PAY
CARDMEMBER SERVICE CREDIT PAYMENT
CARDMEMBER SERV ELECTRONIC PAYMENT

What is Cardmember Serv Elect Pymt?

CARDMEMBER SERV ELECT PYMT refers to payments made to Cardmember Services, a billing and payment processing division used by Elan Financial Services and U.S. Bank for managing credit card accounts. Learn more at elanfinancialservices.com.

Common causes for Cardmember Serv Elect Pymt charges

Online credit card payments made through Elan Financial or U.S. Bank’s Cardmember Services portal.
Automatic monthly payments for a linked credit card account.
Scheduled or one-time ACH payments from a checking or savings account.
Refunds or adjustments related to a duplicate or reversed payment.

Decoding Cardmember Serv Elect Pymt charge tags

CARDMEMBER SERV / CARDMEMBER SERVICE identify the payment processing unit for U.S. Bank and Elan Financial credit cards.
ELECT PYMT / WEB PYMT indicate an electronic or online payment transaction.
PPD ID: 4260527473 is the ACH company identifier used by Cardmember Services for payment processing.
AUTO PAY / CREDIT PAYMENT show that the transaction was a card payment withdrawal.
ONLINE / ELECTRONIC PAYMENT confirm that the charge was processed via a web or ACH system

What to do
if you
don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

Contact your bank.

Call your bank using the number on the back of your card.
Contact the merchant.

Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.

If it appears fraudulent, report it to your bank or card issuer.

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