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Seeing a SOFI PL DISB charge on your statement?

Common ways SOFI PL DISB charges might appear on your statement

  • SOFI PL DISB
    SOFI PL DISBURSEMENT
    SOFI BANK PL DISB
    SOFI PL LOAN DISB
    SOFI PL DISB ACH CREDIT
    SOFI BANK PERSONAL LOAN DISB

What is SoFi PL DISB?

SOFI PL DISB refers to a personal loan disbursement from SoFi Bank, N.A., a financial services company offering personal loans, student loan refinancing, and other banking products. This descriptor typically appears when funds from a new SoFi personal loan are deposited into your account. Learn more at sofi.com.

Common causes for SOFI PL DISB charges

  • Deposit of loan proceeds from an approved SoFi personal loan.
  • Transfers or funding of SoFi loan amounts to your designated bank account.
  • Refunds or adjustments related to overfunding or canceled loan disbursements.
  • Reissued disbursement transactions after initial payment delays or routing errors.

Decoding SOFI PL DISB charge tags

  • SOFI identifies the merchant as SoFi Bank, N.A.
  • PL stands for “Personal Loan,” the type of financial product.
  • DISB or DISBURSEMENT indicates a distribution or deposit of loan funds.
  • ACH CREDIT signals the funds were transferred electronically via the ACH network.
  • BANK in some versions (SOFI BANK PL DISB) clarifies the issuing entity.

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What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact the merchant.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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