Habib American Bank SWIFT Code: HANYUS33

Habib American Bank SWIFT Code: HANYUS33

The SWIFT/BIC code for Habib American Bank is HANYUS33. HANY identifies the bank, US stands for the United States, and 33 is the New York location code. This code routes international wire transfers to Habib American Bank accounts.

Habib American Bank is a New York-chartered commercial bank that serves the South Asian community in the United States. The bank specializes in remittance services to Pakistan, India, and Bangladesh, and operates branches in New York, New Jersey, and other states with large South Asian populations.

South Asian Remittance Flows

Habib American Bank is one of the few US-chartered banks built specifically around South Asian remittance corridors. The bank handles USD-to-PKR, USD-to-INR, and USD-to-BDT transfers with direct routing to partner banks in Karachi, Mumbai, and Dhaka.

Incoming international wires to Habib American Bank settle within 1 to 2 business days. Outbound transfers to South Asia typically arrive within 1 to 3 business days depending on the destination country and correspondent banking chain. The bank's direct relationships in Pakistan reduce intermediary hops for PKR-bound wires.

Transfer Fees and Processing Details

Habib American Bank charges $15 to $30 for outgoing international wires depending on the destination and transfer amount. Incoming wire fees are typically $10 to $15. The bank's exchange rates for PKR and INR are competitive within the diaspora banking segment.

For business accounts, the bank offers trade finance facilities including letters of credit for textile and commodity imports from Pakistan and India. These services carry separate fee schedules negotiated on a per-client basis.

How Slash fits in

Slash connects your Habib American Bank transactions to a unified dashboard. Remittance flows to South Asia, incoming wires, and FX conversions are tracked automatically so your books stay current without manual reconciliation.