Traditional Bank Routing Number: Kentucky Banking Guide

What is the Traditional Bank routing number?

Traditional Bank uses routing number 042000314 for all ACH transactions and electronic transfers. Traditional Bank is a community bank headquartered in Mount Sterling, Kentucky, with branch locations serving central and eastern Kentucky.

Traditional Bank has been serving Kentucky communities for over a century, offering personal banking, business banking, agricultural lending, and mortgage services. The bank is committed to preserving the values of community-centered banking while providing modern financial tools.

How to find your Traditional Bank routing number

Routing number 042000314 is printed on the bottom-left of your Traditional Bank checks. You can also find it through Traditional Bank online banking or the mobile app by navigating to your account details.

All Traditional Bank branches across Kentucky use the same routing number. Branch staff and customer service representatives can confirm your routing number and help with electronic transfer setup.

Traditional Bank direct deposit and ACH

Set up direct deposit by providing your employer with Traditional Bank routing number 042000314 and your account number. Traditional Bank processes payroll, Social Security, and government benefit deposits through standard ACH processing.

Traditional Bank supports ACH services for automated bill payments, payroll origination for business customers, and account-to-account transfers. Online banking provides tools for managing recurring payments and schedules.

Traditional Bank wire transfers

Traditional Bank facilitates domestic wire transfers using routing number 042000314. Wire transfers can be initiated at branch locations or through the wire department. Incoming domestic wires typically settle on the same business day.

International wire transfer services are available for customers needing cross-border payments. Contact your Traditional Bank branch for details on international wire fees, processing timelines, and required documentation.

Business banking with Slash

Traditional Bank provides trusted community banking across Kentucky. For businesses seeking a modern digital banking platform, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time financial reporting from a single dashboard.

Slash provides multi-entity management, team spending controls, native accounting integrations, and up to 2% cashback on card spend, making it ideal for companies looking to modernize their financial operations.