Step Routing Number: Teen Banking Guide

What is the Step routing number?

Step uses routing number 091017997, which belongs to Evolve Bank & Trust, Step's banking partner. Step is a mobile banking app designed for teenagers and young adults, offering a secured spending card, direct deposit, and financial education tools.

Step accounts are provided through Evolve Bank & Trust, an FDIC-insured institution, so deposits are protected up to $250,000. Step launched in 2020 and has gained popularity as a first banking experience for teens with parental oversight features.

How to find your Step routing number

Open the Step app and navigate to your account details. Your routing number and account number are displayed in the banking information section. Step provides these details for setting up direct deposit and receiving transfers.

Parents and guardians can also view the account details through the Step app's parent dashboard. Both the teen and the sponsoring parent have visibility into the account routing and account numbers.

Step direct deposit for teens and young adults

Step supports direct deposit, making it easy for teens with part-time jobs to receive their paychecks directly into their Step account. Provide your employer with your Step routing number and account number to set up direct deposit.

Step also supports receiving money from family members via ACH transfers. Parents can transfer allowance or spending money from their own bank accounts using Step's routing and account numbers.

Step features and parental controls

Step offers a secured Visa card that works like a debit card, spending notifications, savings goals, and peer-to-peer payments within the Step network. The card helps teens build credit history through Step's unique secured card structure.

Parents maintain oversight through the Step app, receiving transaction notifications and maintaining the ability to lock the card, set spending limits, and manage account settings. Step emphasizes financial literacy alongside its banking features.

Business banking with Slash

Step is an excellent first banking experience for teens and young adults. For businesses, Slash offers a professional banking platform with full ACH and wire transfer support, unlimited virtual cards, automated expense management, and comprehensive financial controls.

Slash serves businesses that need real banking infrastructure. With up to 2% cashback, multi-user access with role-based permissions, multi-entity management, and native accounting integrations, Slash delivers the banking experience growing businesses need.