STCU Routing Number: Spokane Teachers Credit Union Guide

What is the STCU routing number?

STCU's routing number is 325180345. This routing number is used for all STCU accounts including checking, savings, and certificate products across Washington and Idaho branch locations.

STCU, originally known as Spokane Teachers Credit Union, was founded in 1934 and has grown into one of the largest credit unions in the Pacific Northwest. With over $5 billion in assets, STCU serves more than 280,000 members across eastern Washington and northern Idaho.

Locating your STCU routing number

You can find routing number 325180345 on the bottom-left of your STCU checks, in the STCU mobile banking app, through online banking at stcu.org, or by visiting any STCU branch.

The 325 prefix identifies STCU within the Federal Reserve Bank of San Francisco processing district, which handles transactions for Washington State financial institutions.

Setting up direct deposit and ACH

Use routing number 325180345 and your STCU account number to enroll in direct deposit through your employer. STCU accepts payroll, Social Security, pension, and government benefit deposits via the ACH network.

STCU processes incoming ACH deposits without fees. Bill payments and external bank-to-bank transfers can be set up through STCU's online and mobile banking platforms with standard one-to-two-day processing.

Wire transfers at STCU

Domestic wire transfers use routing number 325180345. STCU members can initiate outgoing wires at a branch or through member services. Incoming domestic wires are credited to accounts on the same business day.

For international wire transfers, contact STCU for their SWIFT code and correspondent bank information. International wires typically take two to five business days depending on the originating institution.

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