What is the Relay routing number?

Relay uses routing number 084106768, issued through Thread Bank (formerly Choice Financial Group). Relay is a business banking platform focused on collaborative financial management, allowing teams to organize money across multiple checking accounts with shared visibility.

Founded in 2018 in Toronto, Relay has grown to serve tens of thousands of small businesses across the US and Canada. Banking services are provided by Thread Bank, Member FDIC.

Using the Relay routing number

Use routing number 084106768 for ACH transfers, direct deposits, and bill payments to your Relay checking accounts. This number applies to all Relay accounts.

Relay allows businesses to create up to 20 individual checking accounts for different purposes (payroll, taxes, operating expenses), all sharing the same routing number but with unique account numbers.

Relay transfer capabilities

Relay supports ACH transfers and direct deposits. Wire transfer capabilities may vary - check Relay's current feature set for availability.

Internal transfers between Relay checking accounts are instant, making it easy to allocate funds across your business spending categories.

Finding your Relay routing number

The routing number is displayed in the Relay dashboard under each account's details. You can also find it in the Relay mobile app.

All Relay accounts share the same routing number. Each individual checking account has its own unique account number.

Slash vs Relay

Both Relay and Slash emphasize financial organization for businesses. Slash adds powerful capabilities that Relay doesn't offer: unlimited virtual cards with per-card spend controls, up to 2% cashback, treasury yield, stablecoin payments, and built-in accounting integrations.

Slash provides the organizational benefits of multiple accounts plus a complete financial toolkit for growing businesses.